WESTERN MARINE INSURANCE SERVICES CORPORATION

Notice About Our Privacy Policy

Protecting your privacy is important to the Western Marine Insurance Services Companies, our employees, and our affiliates. We provide our customers with a broad range of products and services as effectively and conveniently as possible and we want you to understand what nonpublic personal information we collect about you and how we use it.

Western Marine Insurance Services Corporation consists of a group of companies that includes Western Maritime Insurance Services, Westmar Marine Insurance Services and all its affiliates.

Western Marine provides customers with commercial and personal lines property and casualty Coverage for marine risks.

It is the policy of Western Marine to restrict access to nonpublic personal information about our customers to those employees who need to know that information to provide services to you. We use technology to manage customer information, and we maintain physical, electronic, arid procedural safeguard's that comply with federal standards to guard your nonpublic personal information.

What Information We Collect -

Western Marine collects nonpublic personal information about you from the following sources.

• Information we receive from you on insurance applications or other forms when you apply for our products and services.
• Information we receive from others about transactions you have with us, our agents and affiliates, or other companies.
• Information we receive from you and others about insurance claims that you may file with us, our agents and affiliates, or other companies.
• Information we receive from government agencies and others that provide us with motor vehicles reports, and consumer reporting agencies that provide us with information about your credit worthiness.
• Information about your Internet usage that we can collect when you visit our Internet website.

What Information We Disclose

Western Marine does not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. If you decide to terminate your customer relationship(s), we will adhere to the privacy policy as described in the notice.

Western Marine may disclose all of the information we collect as described above to companies and organizations that are affiliated with us. Our affiliated companies include a finance company, a claims services company, two Internet insurance services and several safety associations.

Western Marine may disclose all of the information we collect as described above to your insurance agent, our general agents and to other companies that perform marketing services on our behalf. We may also disclose the information we collect as described above to other financial institutions that we have joint marketing agreements with including insurance companies, which provide financial products and services to our customers.